Personal portfolio · 2026
Charlene Yang
Research, strategy and technical execution across payments, digital commerce, fintech infrastructure and public markets.
Current focus · Digital-goods merchant risk · Open to conversations
Intangible, instant, high-frequency digital goods weaken traditional underwriting evidence and create contingent exposure.
Role Product framing, research synthesis, risk taxonomy, policy design, architecture, and implementation.
Artifact Documented strategy lab with synthetic archetypes, decision policy, and API-first interactive direction.
Content forthcoming.
Role Research contributor.
Content forthcoming.
Role Research and modeling.
Research, strategy and technical execution across payments, digital commerce, fintech infrastructure and public markets.
For roles in payments risk, fintech product, or research collaboration.